Long-Term Care Insurance

All-Inclusive Long Term Care Policies

This is indeed a tender topic but an important one, as we will all age and need care at some point in our lifetime. Consider your options. Do you have family that will take you in and be a caregiver? Have you had those discussions to discuss this phase of life? Traditional long term care insurance is inclusive and will typically cover home healthcare, assisted living, skilled care at the nursing home, memory care, respite care, etc. Policies are flexible and can be designed with or without inflation protection, benefit levels, duration of plan, and options to select riders with discounts such as household or spousal coverage at a reduced rate.

There are multiple ways to navigate your long-term care options. Martinson Insurance Agency LLC provides a FREE consultation on this complex topic. Call (701) 203-0779 today to schedule your free consultation!

Current North Dakota Nursing Facility Rates

North Dakota offers a number of nursing facilities throughout the state with a wide range of rates. Download the chart below from North Dakota Human Services to learn about North Dakota's nursing facilities and current costs.